Firm breakdown

Top One Futures

Cheyenne, Wyoming, USA · toponefutures.com

Rules verified against Top One Futures's own site on Sep 24, 2026

Top One Futures (Top One Futures, LLC) sells simulated futures accounts from $25K to $150K through four programs: a monthly Elite Daily evaluation, a $39 one-time Elite ACCESS evaluation with a choice of end-of-day or intraday funded drawdown, and two no-evaluation programs, Instant Sim Funded and Ignite. Sim funded accounts pay a 90/10 split with per-request payout caps, and the firm reviews traders for a live account after three payouts (five on Elite Daily), where the split becomes 80/20.

Good fit if: You trade by hand and want the cheapest way into an evaluation ($39 at any size on Elite ACCESS), an end-of-day floor that locks at the starting balance plus $100, and news trading during evaluations.
Look elsewhere if: You run any automation (bots, scripts, and alert-driven order entry are banned on every account), or you hold overnight: everything must be flat by 4:10 PM ET.

At a glance

Programs: 5
Account sizes: 25K to 150K
Cheapest entry: $39 (25K Elite ACCESS)
Drawdown: EOD trailing, locks
Trader keeps: 80% to 90%
Daily loss limit: Varies by program: soft, none
Automation: Not allowed
Trade copiers: Allowed, with limits
Max accounts: 10 evaluation and 10 funded
NinjaTrader: Yes
Tradovate: Yes
TradingView: Yes

What works

Elite ACCESS evaluation costs $39 one time at any size, with $35 resets and no daily loss limit or consistency rule during the evaluation.
Elite Daily has no activation fee and lets funded traders request a payout every trading day.
End-of-day trailing drawdown on every evaluation and on Instant Sim Funded and Ignite, locking at starting balance + $100.
90/10 profit split on all sim funded accounts.
News trading allowed in all evaluations and on the instant programs.
Copy trading allowed between your own accounts of the same program and size, up to 10 Ignite or Elite ACCESS accounts.

What to watch

Bots, expert advisors and automated trading systems are banned on every account, with no exception for alert-driven order entry.
All positions must be flat by 4:10 PM ET; no overnight or weekend holds.
Low per-request payout caps (for example $750 to $2,250 on Elite Daily) until live, and the drawdown locks at starting balance + $100 on the first payout.
Elite ACCESS adds a $139 to $359 activation fee after passing, and the evaluation must be passed within 30 days.
The live stage pays 80/20, starts at a $0 balance and passes exchange data fees to the trader.
The terms bar disparaging statements about the firm on review sites, and VPN use is prohibited.

Programs and prices

List prices as shown on Top One Futures's site on Sep 24, 2026. Firms discount constantly, so the price you pay is often lower. The rules are what matter: they are the same at any price. The drawdown shown is for the stage you buy (the evaluation, or the funded account on straight-to-funded plans); where the funded stage locks or moves differently, the drawdown detail under each table says so.

Elite Daily

Evaluation 1-step Monthly subscription

Monthly one-step evaluation with no activation fee and daily payout requests once funded.

Account	Price	Profit target	Max loss	Drawdown	Daily loss	Min days	Max size	Activation	Reset
25K	$178/mo	$1,500	$1,000	EOD trailing, locks	$500 (soft)	None	1 mini / 10 micros	$0	$93
50K	$218/mo	$3,000	$2,000	EOD trailing, locks	$1,000 (soft)	None	3 minis / 30 micros	$0	$115
100K	$398/mo	$6,000	$3,000	EOD trailing, locks	$1,250 (soft)	None	5 minis / 50 micros	$0	$214
150K	$549/mo	$9,000	$4,500	EOD trailing, locks	$1,850 (soft)	None	7 minis / 70 micros	$0	$297

Consistency: 40% in the evaluation: no single day may exceed 40% of total profit when the target is reached, which takes at least 3 trading days in practice. No consistency rule once funded.
This is Elite Daily V2, sold since May 11, 2026. Hitting the daily loss limit pauses the account until the next session in both stages. The funded account is issued by the next session with no activation fee. Funded accounts can request a payout every trading day once profit exceeds a fixed buffer ($1,500 / $2,500 / $3,500 / $4,500 by size), with a $500 minimum, a per-request cap of $750 / $1,000 / $1,500 / $2,250, and a rule that at least 50% of each payout after the first must come from new profit. Funded contracts scale up with end-of-day profit (for example 1, then 2, then 3 minis on a 50K). Funded accounts may not trade from 2 minutes before to 2 minutes after major high-impact news. Funded resets cost $299 / $499 / $849 / $1,250 and must be used within 14 days of a breach. Up to 10 evaluation purchases per rolling 30 days, 12 resets per evaluation per 30 days, and 5 active funded accounts, all the same size. Live review comes after 5 payouts.

Drawdown detail by account size

25K Trails the highest end-of-day balance. Funded drawdown is also $1,000.
50K Trails the highest end-of-day balance. Funded drawdown is also $2,000.
100K Trails the highest end-of-day balance. Funded drawdown tightens to $2,500.
150K Trails the highest end-of-day balance. Funded drawdown tightens to $3,500.

Elite ACCESS

Evaluation 1-step One-time fee

Flat $39 evaluation at every size with no daily loss limit or consistency rule, then an activation fee after passing; this version keeps an end-of-day drawdown once funded.

Account	Price	Profit target	Max loss	Drawdown	Daily loss	Min days	Max size	Activation
25K	$39	$1,500	$1,000	EOD trailing, locks	None	1 day	1 mini / 10 micros	$139
50K	$39	$3,000	$2,000	EOD trailing, locks	None	1 day	3 minis / 30 micros	$189
100K	$39	$6,000	$3,000	EOD trailing, locks	None	1 day	5 minis / 50 micros	$259
150K	$39	$9,000	$4,000	EOD trailing, locks	None	1 day	7 minis / 70 micros	$359

Consistency: None
Reset fee: $35
The profit target must be reached within 30 days and can be hit in a single day. Once funded, a soft daily loss limit applies ($500 / $1,000 / $1,250 / $1,750), contracts scale up with end-of-day profit, and a 2-minute before and after blackout applies around major high-impact news. Payouts are on demand after 5 profitable days that each clear a daily minimum ($200 / $250 / $300 / $350), once profit exceeds the buffer plus $500 (buffer $1,500 / $2,000 / $3,000 / $4,500). The largest day may not exceed 40% of profit in the payout cycle, at least 50% of each later payout must be new profit, the minimum request is $500 and the cap is $1,000 / $1,500 / $2,000 / $2,500 per request. Funded resets cost $299 / $499 / $849 / $1,349 within 14 days of a breach. Up to 10 evaluation purchases per rolling 30 days and 10 active funded accounts of one size; the site also advertised copy trading across up to 20 accounts as a limited-time offer. Live review comes after 3 payouts.

Drawdown detail by account size

25K Funded drawdown is also a $1,000 end-of-day trailing limit.
50K Funded drawdown is also a $2,000 end-of-day trailing limit.
100K Funded drawdown is also a $3,000 end-of-day trailing limit.
150K Funded drawdown tightens to a $3,500 end-of-day trailing limit.

Elite ACCESS Intraday

Evaluation 1-step One-time fee

The same $39 Elite ACCESS evaluation, but the funded account uses an intraday trailing drawdown in exchange for roughly half the activation fee.

Account	Price	Profit target	Max loss	Drawdown	Daily loss	Min days	Max size	Activation
25K	$39	$1,500	$1,000	EOD trailing, locks	None	1 day	1 mini / 10 micros	$69
50K	$39	$3,000	$2,000	EOD trailing, locks	None	1 day	3 minis / 30 micros	$94
100K	$39	$6,000	$3,000	EOD trailing, locks	None	1 day	5 minis / 50 micros	$129
150K	$39	$9,000	$4,000	EOD trailing, locks	None	1 day	7 minis / 70 micros	$179

Consistency: None
Reset fee: $35
Evaluation rules match Elite ACCESS (30-day limit, no daily loss limit, no consistency rule). Funded rules also match Elite ACCESS (soft daily loss limit of $500 / $1,000 / $1,250 / $1,750, 40% payout consistency, 5 profitable days at $200 / $250 / $300 / $350, buffer plus $500, $500 minimum, caps of $1,000 / $1,500 / $2,000 / $2,500, news blackout, 3 payouts to live review) except for the intraday trailing drawdown and cheaper funded resets of $149 / $249 / $449 / $649.

Drawdown detail by account size

25K Evaluation drawdown is end-of-day. Funded drawdown switches to a $1,000 intraday trailing limit that follows peak equity including open trades, and locks at starting balance + $100 after the first payout request.
50K Evaluation drawdown is end-of-day. Funded drawdown switches to a $2,000 intraday trailing limit that follows peak equity including open trades, and locks at starting balance + $100 after the first payout request.
100K Evaluation drawdown is end-of-day. Funded drawdown switches to a $3,000 intraday trailing limit that follows peak equity including open trades, and locks at starting balance + $100 after the first payout request.
150K Evaluation drawdown is end-of-day. Funded drawdown switches to a $3,500 intraday trailing limit that follows peak equity including open trades, and locks at starting balance + $100 after the first payout request.

Instant Sim Funded

Instant funding One-time fee

No evaluation: a one-time purchase starts a sim funded account with an end-of-day drawdown and a 20% payout consistency rule.

Account	Price	Profit target	Max loss	Drawdown	Daily loss	Min days	Max size	Activation
25K	$419	None	$1,000	EOD trailing, locks	$625 (soft)	Not published	1 mini / 10 micros	Not published
50K	$679	None	$2,000	EOD trailing, locks	$1,250 (soft)	Not published	3 minis / 30 micros	Not published
100K	$821	None	$4,000	EOD trailing, locks	$2,500 (soft)	Not published	5 minis / 50 micros	Not published
150K	$939	None	$5,250	EOD trailing, locks	$3,000 (soft)	Not published	7 minis / 70 micros	Not published

Consistency: 20% for payouts: the best day may not exceed 20% of total profit, so at least 5 profitable days in practice. Resets after each payout.
Figures are the 2.0 rules for accounts bought from July 27, 2026. Payout targets are 6% of the starting balance for the first payout, then 5%, then 4% for the third and later payouts. Per-request payout caps are $1,000 / $2,000 / $2,500 / $3,000. No minimum trading days and no contract scaling. Accounts cannot be reset; a breach means buying a new account. Up to 5 active accounts at 25K or 50K, or 3 at 100K or 150K, all the same size. No news restriction. Live review comes after 3 payouts.

Drawdown detail by account size

25K Trails the highest closed end-of-day balance. Locks once profit reaches the drawdown plus $100, or at the first payout, whichever comes first.
50K Trails the highest closed end-of-day balance. Locks once profit reaches the drawdown plus $100, or at the first payout, whichever comes first.
100K Trails the highest closed end-of-day balance. Locks once profit reaches the drawdown plus $100, or at the first payout, whichever comes first. Raised from $3,000 for accounts bought from July 27, 2026.
150K Trails the highest closed end-of-day balance. Locks once profit reaches the drawdown plus $100, or at the first payout, whichever comes first. Raised from $4,500 for accounts bought from July 27, 2026.

IGNITE Instant Funding

Instant funding One-time fee

Lower-cost no-evaluation account with a 5% payout target, a 15% consistency rule and copy trading across up to 10 same-size accounts.

Account	Price	Profit target	Max loss	Drawdown	Daily loss	Min days	Max size	Activation
25K	$218	None	$1,000	EOD trailing, locks	$500 (soft)	Not published	1 mini / 10 micros	$0
50K	$398	None	$2,000	EOD trailing, locks	$1,000 (soft)	Not published	3 minis / 30 micros	$0
100K	$563	None	$4,000	EOD trailing, locks	$2,000 (soft)	Not published	5 minis / 50 micros	$0
150K	$799	None	$6,000	EOD trailing, locks	$3,000 (soft)	Not published	7 minis / 70 micros	$0

Consistency: 15% for payouts: the best day may not exceed 15% of total profit, so at least 7 profitable days in practice. Resets after each payout.
Each payout requires 5% profit ($1,250 / $2,500 / $5,000 / $7,500), measured from the balance after the previous payout, plus the 15% consistency rule. Minimum payout $250; per-request caps are $500 / $1,000 / $1,500 / $2,000. No minimum trading days. Accounts cannot be reset. Up to 10 active accounts of one size, and copy trading is allowed only between Ignite accounts of the same size. No news restriction. Live review comes after 3 payouts.

Drawdown detail by account size

25K Trails end-of-day balance only. Locks once profit reaches the drawdown plus $100.
50K Trails end-of-day balance only. Locks once profit reaches the drawdown plus $100.
100K Trails end-of-day balance only. Locks once profit reaches the drawdown plus $100. Previously $3,000.
150K Trails end-of-day balance only. Locks once profit reaches the drawdown plus $100. Previously $4,500.

Funded stage and payouts

What funded means here: Simulated funded accounts that pay real cash. After enough payouts a risk manager reviews the trader for a live account (Pre-Live, then Live); only one account moves to live, other sim accounts are closed, and a trader with an active live account may not hold any sim funded accounts.
Profit split: 90% trader / 10% firm on every sim funded account. Drops to 80/20 on a live account.
How often you can withdraw: Elite Daily: any trading day. Elite ACCESS and Elite ACCESS Intraday: on demand once 5 qualifying profitable days are logged. Instant Sim Funded: whenever the payout target and 20% consistency are met (the site advertises 5-day payouts). Ignite: whenever the 5% target and 15% consistency are met. Live accounts: every 24 hours.
Minimum payout: $500 on Elite Daily and Elite ACCESS; $250 on Ignite; $200 on live accounts.
Payout cap: Per request, by size (25K / 50K / 100K / 150K): Elite Daily $750 / $1,000 / $1,500 / $2,250; Elite ACCESS $1,000 / $1,500 / $2,000 / $2,500; Instant Sim Funded $1,000 / $2,000 / $2,500 / $3,000; Ignite $500 / $1,000 / $1,500 / $2,000. Unused profit stays in the account. No caps on live accounts.
What you must do first: Elite Daily: profit above a fixed buffer, and 50% of each later payout from new profit. Elite ACCESS: 5 profitable days at a size-based daily minimum, profit above buffer plus $500, 40% consistency, 50% new-profit rule. Instant Sim Funded: 6%, then 5%, then 4% profit targets plus 20% consistency. Ignite: 5% per payout plus 15% consistency. The trailing drawdown locks at starting balance + $100 at the first payout. Payouts go through Rise (bank transfer or crypto) and require a verified Rise account.
Path to a live account: Review for live after 3 successful payouts from one sim funded account (5 on Elite Daily), possibly sooner at the firm's discretion. Live accounts start at a $0 balance with a $1,000 to $4,000 loss limit depending on size, have no payout caps, no consistency rule and no daily loss limit, and pay 80/20.
Ongoing fees: Activation: none on Elite Daily or Ignite; Elite ACCESS $139 / $189 / $259 / $359; Elite ACCESS Intraday $69 / $94 / $129 / $179. Funded resets (within 14 days of a breach, not after a payout): Elite Daily $299 to $1,250, Elite ACCESS $299 to $1,349, Elite ACCESS Intraday $149 to $649; Instant Sim Funded and Ignite cannot be reset. Commissions $5.76 round turn on ES/NQ/RTY/YM, $1.90 on micros. Live traders pay exchange data fees, from $140 per month per exchange. No refunds.

Trading rules that end accounts

Automation

Not allowed

Expert advisors, bots, scripts, automated trading systems and high-frequency execution tools are banned on every program and stage, and the firm makes no exception for semi-automated or alert-driven order entry. NinjaTrader ATM strategies (bracket orders, auto breakeven, trailing stops) are supported. Publicly sold systems marketed to pass evaluations are also banned.

"At Top One Futures, we do not allow the use of Expert Advisors (EAs) or Bots on our accounts." Source

Trade copiers

Allowed, with limits

You may copy only between your own accounts in the identical program and the identical size (for example Elite ACCESS 50K to Elite ACCESS 50K). Copying, manually mirroring, or trading correlated products in the same direction across different programs or sizes is prohibited. Copying another trader, signal services, Telegram or Discord calls, and group trading are prohibited, and copying between different users in the same household is banned. The help center says copying your own accounts at other firms is not prohibited as long as trade decisions originate at Top One. The firm points to Tradovate's built-in trade copier and does not list approved third-party copiers or any copier fee.

"You can only copy trades between accounts that belong to the identical program and share the same size." Source

Account limit: Evaluations: up to 10 Elite Daily and 10 Elite ACCESS evaluation purchases per rolling 30 days. Active funded accounts, all of one size within each program: Elite Daily 5, Elite ACCESS 10 (the site advertised up to 20 as a limited-time copy-trading offer), Instant Sim Funded 5 at 25K or 50K or 3 at 100K or 150K, Ignite 10. Limits apply to the whole household, and nobody in a household may hold sim funded accounts while anyone there has a live account.
News trading: Allowed in all evaluations and on Instant Sim Funded and Ignite accounts. Funded Elite Daily and Elite ACCESS accounts may not open, close or modify trades or orders from 2 minutes before to 2 minutes after major high-impact releases (FOMC, rate decisions, NFP, CPI, major central bank statements). Violations can cost the profits from those trades or a payout rather than the account, unless abuse is suspected.
Overnight and weekends: Not allowed. All positions must be closed by 4:10 PM ET each day or the system liquidates them. Trading runs from 6:00 PM to 4:10 PM ET Sunday to Friday, with no weekend holding.
Other rules: Minimum hold time: trades must stay open at least 10 seconds; profits from shorter trades can be removed and they may not count toward evaluation progress.
Hedging between accounts, at Top One or against other firms or brokers, is prohibited, as is arbitrage across firms.
VPNs are prohibited. A VPS is allowed with a registered static IP and an invoice sent to support in advance.
Inactivity: at least one trade every 14 calendar days, or the account is permanently breached and profits are lost.
Churning accounts (buying many and letting them fail within a day or two) and deliberately breaching to avoid live trading can lead to disqualification.
More than 70 countries and regions are restricted, including Russia, Ukraine, Turkey, Pakistan, Indonesia, the Philippines, Vietnam and Iceland. Trading while traveling requires advance notice.
The terms prohibit disparaging, false or misleading statements about the firm, including on review sites, with account termination and profit forfeiture as possible penalties.
Micro Bitcoin (MBT) has lower contract limits than other products.
All sales are final; the terms offer no refunds, and chargebacks lead to a permanent ban.

Platforms and data

TradovateNinjaTraderTradingViewBlackArrow

How you connect: Accounts are issued on Tradovate (web, desktop for Windows and Mac). NinjaTrader 8 connects by logging in with the Tradovate username and password; NinjaTrader Desktop is Windows only. TradingView connects through its Tradovate broker option in the Demo environment, and the firm notes a paid TradingView plan is needed for real-time data. BlackArrow (Windows, Mac, Linux and web) is also offered, with credentials managed by BlackArrow rather than the Top One dashboard. First-time Tradovate users must complete the market data certification and choose Non-Professional to avoid professional data charges. The firm does not say whether a NinjaTrader license is required. Tradovate commissions are $5.76 round turn for ES, NQ, RTY and YM and $1.90 for their micros. NinjaTrader ATM strategies (brackets, auto breakeven, trailing stops) are supported.
Data and execution: Tradovate
What you can trade: CME Group futures: equity indexes (ES, NQ, RTY, YM, NKD and micros MES, MNQ, M2K, MYM), energy (CL, MCL, QM, NG, QG), metals (GC, MGC, SI, SIL, PL, HG), currencies (6A, 6B, 6C, 6E, 6J, 6S, M6E, M6A), grains (ZM, ZS, ZW) and Micro Bitcoin (MBT). Micro Bitcoin carries its own lower contract limit of 1 to 7 contracts depending on account size.

Recent rule changes

Aug 13, 2026 Ignite drawdown raised to $4,000 on 100K and $6,000 on 150K (from $3,000 and $4,500), and the active account limit raised from 6 to 10. Source
Jul 27, 2026 Instant Sim Funded 2.0 for accounts bought from this date: drawdown raised to $4,000 on 100K and $5,250 on 150K, 150K daily loss limit cut from $3,750 to $3,000, and per-payout caps cut from $1,500 / $2,500 / $3,000 / $3,500 to $1,000 / $2,000 / $2,500 / $3,000. Earlier accounts keep the old rules. Source
Jul 24, 2026 A verified Rise account became mandatory to request any payout. Source
May 11, 2026 Elite Daily V2 replaced the original Elite Daily for new purchases; the evaluation consistency limit went from 45% to 40%, with new reset fees. Source
Apr 13, 2026 Elite ACCESS launched: a flat $39 evaluation with $35 resets, no evaluation daily loss limit or consistency rule, a 30-day limit, and an activation fee after passing. Source
Feb 20, 2026 New Ignite accounts moved to a 5% profit target per payout and a 15% consistency rule. Source
Date not published The original monthly Elite evaluation and the S2F Sim PRO instant account are no longer offered for purchase; the help center still documents their rules for existing accounts. Source
Date not published Added an Intraday version of Elite ACCESS (intraday funded drawdown for about half the activation fee) and the BlackArrow trading platform. Source

Every firm's rule changes in one log

Top One Futures FAQ

Does Top One Futures allow trade copiers?

Allowed, with limits. You may copy only between your own accounts in the identical program and the identical size (for example Elite ACCESS 50K to Elite ACCESS 50K). Copying, manually mirroring, or trading correlated products in the same direction across different programs or sizes is prohibited. Copying another trader, signal services, Telegram or Discord calls, and group trading are prohibited, and copying between different users in the same household is banned. The help center says copying your own accounts at other firms is not prohibited as long as trade decisions originate at Top One. The firm points to Tradovate's built-in trade copier and does not list approved third-party copiers or any copier fee.

Can you use automated trading or bots at Top One Futures?

Not allowed. Expert advisors, bots, scripts, automated trading systems and high-frequency execution tools are banned on every program and stage, and the firm makes no exception for semi-automated or alert-driven order entry. NinjaTrader ATM strategies (bracket orders, auto breakeven, trailing stops) are supported. Publicly sold systems marketed to pass evaluations are also banned.

What drawdown does Top One Futures use?

End-of-day trailing, locks: The floor moves up only when a session closes at a new high balance. Open profit during the day does not drag it up. Once the floor reaches the starting balance (at some firms, plus a small buffer), it stops rising and stays there.

Which platforms can you use with Top One Futures?

Tradovate, NinjaTrader, TradingView, BlackArrow. Accounts are issued on Tradovate (web, desktop for Windows and Mac). NinjaTrader 8 connects by logging in with the Tradovate username and password; NinjaTrader Desktop is Windows only. TradingView connects through its Tradovate broker option in the Demo environment, and the firm notes a paid TradingView plan is needed for real-time data. BlackArrow (Windows, Mac, Linux and web) is also offered, with credentials managed by BlackArrow rather than the Top One dashboard. First-time Tradovate users must complete the market data certification and choose Non-Professional to avoid professional data charges. The firm does not say whether a NinjaTrader license is required. Tradovate commissions are $5.76 round turn for ES, NQ, RTY and YM and $1.90 for their micros. NinjaTrader ATM strategies (brackets, auto breakeven, trailing stops) are supported.

How many Top One Futures accounts can you have at once?

Evaluations: up to 10 Elite Daily and 10 Elite ACCESS evaluation purchases per rolling 30 days. Active funded accounts, all of one size within each program: Elite Daily 5, Elite ACCESS 10 (the site advertised up to 20 as a limited-time copy-trading offer), Instant Sim Funded 5 at 25K or 50K or 3 at 100K or 150K, Ignite 10. Limits apply to the whole household, and nobody in a household may hold sim funded accounts while anyone there has a live account.

What is the Top One Futures profit split?

90% trader / 10% firm on every sim funded account. Drops to 80/20 on a live account.. Elite Daily: any trading day. Elite ACCESS and Elite ACCESS Intraday: on demand once 5 qualifying profitable days are logged. Instant Sim Funded: whenever the payout target and 20% consistency are met (the site advertises 5-day payouts). Ignite: whenever the 5% target and 15% consistency are met. Live accounts: every 24 hours.

Sources and gaps

Every number above comes from Top One Futures's own pages, read on Sep 24, 2026. If a field says "Not published", we could not confirm it from an official source and chose a blank over a guess. Spot something out of date? Tell us.

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